Current Rates
Rates are effective as of the above date.
Rates may change after the account is opened. Fees may reduce earnings.
*APY = Annual Percentage Yield
Checking
Home Town Advantage
- Interest Rate: .15%
- *APY .15%
- Interest rate and annual percentage yield may change daily.
- Minimum balance to open is $1,000.00
- Minimum balance required to avoid fee is $1,000.
Home Town Advantage Plus
- Interest Rate: .25%
- *APY: .25%
- Interest rate and annual percentage yield may change daily.
- Minimum balance to open is $5,000.00
- Minimum balance required to avoid fee is $5,000.00.
Savings
Hometown Savings
- Interest rate and annual percentage yield may change daily.
- Minimum balance to open is $100.00
- Minimum balance required to avoid fee is $100.00.
|
HomeTown Kids Savings
- Interest rate and annual percentage yield may change daily.
- Minimum balance to open account is $1.00.
|
Daily Balance |
Interest Rate |
*APY |
|
Less than $5,000 |
0.20% |
0.20% |
|
$5,000 - $9,999.99 |
0.25% |
0.25% |
|
$10,000 - $24,999.99 |
0.30% |
0.30% |
|
$25,000 - $49,999.99 |
0.35% |
0.35% |
|
$50,000 and up |
0.40% |
0.40% |
HomeTown Money Market Savings
- Interest rate and annual percentage yield may change daily.
- Minimum balance to open is $5,000.00
- Minimum balance required to avoid fee is $5,000.00.
|
Daily Balance |
Interest Rate |
*APY |
|
< $5,000.00 |
0.25% |
0.25% |
|
$5,000 TO $9,999.99 |
0.30% |
0.30% |
|
$10,000 TO $24,999.99 |
0.35% |
0.35% |
|
$25,000 to $49,999.99 |
0.40% |
0.40% |
|
$50,000 and up |
0.45% |
0.45% |
HomeTown Elite Money Market Savings
- Interest rate and annual percentage yield may change daily.
- Minimum balance to open is $5,000.00
- Minimum balance required to avoid fee is $5,000.00.
|
Daily Balance |
Interest Rate |
*APY |
|
< $5,000.00 |
0.25% |
0.25% |
|
$5,000 - $9,999.99 |
0.30% |
0.30% |
|
$10,000 - 24,999.99 |
0.35% |
0.35% |
|
$25,000-$49,999.99 |
0.45% |
0.45% |
|
$50,000-$99,999.99 |
0.50% |
0.50% |
|
$100,000 and up |
0.55% |
0.55% |
Contact us at hometown@farmersstatebanksd.com to open a checking, savings or money market account, or contact your nearest branch.
Certificates of Deposit. Apply now!
|
Term |
Interest Rate |
*APY |
Minimum |
Compounding |
|
91 Day |
0.25% |
0.25% |
$1,000 |
at maturity |
|
182 Day |
0.40% |
0.40% |
$1,000 |
at maturity |
|
1 Year |
0.55% |
0.55% |
$300 |
daily |
|
2 Year |
0.80% |
0.80% |
$300 |
daily |
|
3 Year |
1.15% |
1.16% |
$300 |
daily |
|
5 Year |
1.70% |
1.71% |
$300 |
daily |
Penalty may be applied for early withdrawal.
Individual Retirement Accounts (IRAs). Apply now!
|
Minimum to open |
Interest Rate |
*APY |
|
$1,000 |
1.50% |
1.51% |
Questions? Email us at hometown@farmersstatebanksd.com, or call (605) 648-3683.
Member FDIC
© 2006 Farmers State Bank. 