Checking Products

Hometown Business Home Town Checking

  • Non-interest bearing
  • $20 minimum to open account
  • No minimum daily balance requirement
  • No monthly service fees
  • Free check safekeeping
  • Free online check images
  • Free 25 Starter Checks
  • Online bill pay available for $5.95/mo.
  • Visa Check card with approval (1)
  • Ready Reserve available upon credit approval
  • Savings Transfer available
  • Notary service available
  • Personal money orders available
  • Insurance consultation available

Home Town Business Checking Plus
All of the advantages above, plus...

  • $100 minimum to open account
  • $100 minimum daily balance to avoid $3 monthly service fee
  • Free online bill paying first three months
  • Check images available for $3 per statement
  • Free first box of checks

Hometown Business Advantage
All of the advantages above, plus...

  • Interest Bearing
  • $1,000 minimum to open account
  • $1,000 minimum daily balance to avoid $15 monthly service fee
  • Free Online Bill Pay available
  • Loan fee waived on all consumer loans greater than $5,000 and closed within 90-days from account opening
  • $150 off loan origination fee on mortgage loans

Hometown Business Advantage Plus
All of the advantages above, plus...

  • Interest Bearing
  • $5,000 minimum to open account
  • $5,000 minimum daily balance to avoid $15 monthly service fee
  • Check images available no fee
  • Free Bank Money Orders
  • Loan fee waived on all consumer loans greater than $5,000
  • $350 off loan origination fee on mortgage loans
  • .25% added to all Certificate of Deposits opened with new money
  • Consumer accounts eligible for Hometown Elite Money Market Account

(1) Avoid a $2 per month charge by utilizing check card one time per month

Learn about our easy Quick Switch Kit to help you transfer your accounts to Farmers State Bank.

See current rates.

Contact us at hometown@farmersstatebanksd.com or (605) 648-3683 for more information.