Checking Products

Home Town Business Checking

  • Non-interest bearing
  • $20 minimum to open account
  • No minimum daily balance requirement
  • No monthly service fees
  • Free check safekeeping
  • Free online check images
  • Free 25 Starter Checks
  • Visa Check card with approval
  • Ready Reserve available upon credit approval
  • Savings Transfer available
  • Notary service available
  • Personal money orders available

Home Town Business Checking Plus
All of the advantages above, plus...

  • $100 minimum to open account
  • $100 minimum daily balance to avoid $3 Low Balance Service Charge
  • Check images available for $3 per statement
  • Free first box of checks

Home Town Business Advantage
All of the advantages above, plus...

  • Interest Bearing
  • $1,000 minimum to open account
  • $1,000 minimum daily balance to avoid $15 Low Balance Service Charge
  • Loan fee waived on all loans greater than $5,000 and closed within 90-days from account opening
  • $150 off loan origination fee on mortgage loans

Home Town Business Advantage Plus
All of the advantages above, plus...

  • Interest Bearing
  • $5,000 minimum to open account
  • $5,000 minimum daily balance to avoid $15 Low Balance Service Charge
  • Check images available no fee
  • Free Bank Money Orders
  • Loan fee waived on all loans greater than $5,000
  • $350 off loan origination fee on mortgage loans
  • .25% added to all Certificate of Deposits opened with new money
  • Related consumer accounts eligible for Hometown Elite Money Market Account

Learn about our easy Quick Switch Kit to help you transfer your accounts to Farmers State Bank.

See current rates.

Contact us at hometown@farmersstatebanksd.com or (605) 648-3683 for more information.